During turbulent times, investors look for places to put their money that will return a competitive yield, but are most interested in safety. Getting the money back that they invested is often more important than buying something high risk in the hopes of a big return.

Stocks have been shown to provide a good return over a long period, but investors with a shorter time horizon may find the ups and downs of the stock market to be inappropriate for them.

More conservative choices include savings accounts, certificates of deposit, bonds, bond funds and select stocks with dividends. This article will focus on the differences between bonds, bond funds and dividend stocks.

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